End Poverty One Line of Code at a Time

The Mifos Initiative is a US-based 501(c)3 non-profit whose mission is to speed the elimination of poverty by leading a global community that builds, supports, and uses Mifos X, a free and open source platform enabling financial service providers to more effectively and efficiently deliver responsible financial services to the world’s 2 billion poor and unbanked. Our unprecedented approach to technology-enabled financial inclusion unites financial institutions, local technology partners, and volunteer developers to collectively advance open source banking infrastructure so the entire sector can sustainably build impactful innovations in digital financial services.

More than 6.5 million clients are being reached by 250 financial institutions & fintech innovators who use the Mifos software to power their operations across more than 36 countries. They are supported by a global community of 90 deployment partners & hundreds of volunteers.

For the past decade, we have been at the forefront of transformative technology for financial services to the poor. The Mifos technology stack provides complete banking infrastructure that is cloud-ready, mobile-enabled, and scalable to the billions in need of cost-effective financial services. Our projects center around web & mobile apps using APIs from Apache Fineract, the world's only API-driven open source platform for financial inclusion.

You will work with a global community of brilliant minds guided by our shared vision of creating a world of 3 Billion Maries. You'll be mentored by leading fintech developers to build innovation to respond directly to the needs of the Base of the Pyramid:

  • Mobile Wallets & Client-Facing Apps via SMS, USSD, & Android
  • Android Mobile Apps to empower microfinance field officers to more effectively serve the poor
  • AngularJS based web apps for managing the back office of a financial institution
  • Cutting edge online web apps for self-service banking for the poor
  • Reporting & Business Intelligence Tools
lightbulb_outline View ideas list


  • java
  • android
  • angularjs
  • spring
  • mysql


  • End User Applications
  • fintech
  • mobile banking
  • digital financial services
  • microfinance
  • financial inclusion
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Mifos Initiative 2017 Projects

  • Tarun Mudgal
    Android Field Officer v4
    The current android app (v3) for Bank Staff Officers has several features. However, there is a vast scope of improvements and feature enhancements...
  • Gopala (gkrishnan724)
    AngularJS Web App Enhancements
    The community-app (AngularJS Web app) is the standard application which is built on top of the Fineract platform and provides all the core...
  • Courage Angeh
    AngularJS Web App Enhancements
    The AngularJS Community App is the standard application on the Mifos X distribution that provides all the core functionalities for the most common...
  • Mohit Kumar Bajoria
    Browser-Based Offline Access
    Browser-Based Offline Project aims to run the Mifos Community web app offline. User can access the web even without any internet connection but they...
  • Naman Dwivedi
    Mobile Wallet Framework
    This project aims to create a mobile wallet framework based on top of Fineract and clean architecture. This mobile wallet framework will provide a...
  • Dilpreet
    Self Service app Version 2.0
    Self Service 2.0 The development phase of Self Service app 2.0 includes :- New Features like sign up , displaying user details , updating user...
  • Raunak Sett
    Self Service Web App
    The self-service web app needs to be developed from scratch, A set of API are available for the smooth development of the project. The proposal...
  • Kumaranath Fernando
    Self Service –USSD Application
    Even with a very basic mobile phone, the solution allows the users to gain direct control to their finances and perform basic banking activities of...
  • Vladimir Fomene
    Self-Service - Android App Version 2.0
    Though Mifos recently released a client facing API to enable clients to interact with their own data through self service channels. Previously all...
  • Aleksandar Ivanov
    Two-Factor Authentication for Mifos
    Fintech software requires strong overall security as there is a lot of sensitive information stored. All aspects of the solutions have to be secure....