This project is a new feature request for the Apache Fineract CN. The SMS/Email Notifications service would be a microservice developed on Apache Fineract CN to enable MFI members to get notified on events occurring on their accounts. There are arrays of events occurring in other microservices therefore there is a need to streamline these events and notify MFI members of significant events. This will impact the KYC of the organisation and the user experience. This problem has led to the need for a microservice such as this one to be developed to enable MFI staff to select notifications which need to be sent or the member choose specific events during account creation.