Machine Learning Credit Scorecard PHASE 4

Financial Organizations using Mifos/Fineract are depending on external agencies or their past experiences for evaluating credit scoring and identification of potential NPAs. Though information from external agencies is required, financial organizations can have an internal scorecard for evaluating loans so that preventive/proactive actions can be done along with external agencies reports. In industry, organizations are using rule based, Statistical and Machine learning methods for credit scoring, predicting potential NPAs, fraud detection and other activities. This project aims to implement a scorecard based on statistical and ML methods for credit scoring and identification of potential NPAs.