Functional Enhancements to Mobile Wallet for G2P Use Cases

The project focuses on the enhancement and refinement of a feature-rich and secure Mobile Wallet application tailored for Government to Person (G2P) payments, demonstrating a potent tool for fintechs and financial institutions. Originating as a Google Summer of Code initiative from 2017-2023, the project delivered the initial mobile wallet framework, evolving into a sophisticated reference application with two primary apps: PixieCollect and MifosPay, later consolidating focus on MifosPay. The developmental trajectory of the project saw significant milestones: integration with Mojaloop transaction flows, user experience enhancements, support for Kotlin, and implementation of standing instructions and merchant transactions. Further advancements include integration with Fineract CN, multi-theme support, migration to Kotlin, and a transition towards a multiplatform approach using Kotlin multi-platform. The project aims, in 2024, to finalize G2P functionalities, ensuring production-readiness, improving security, and adopting modern development practices such as Jetpack Compose and leveraging Mifos' Android SDK. It underscores a commitment to evolving into a generic wallet management system through the Mifos X framework, incorporating cutting-edge features like the latest Payment Hub EE version, a new notifications framework, and a redesigned architecture to align with the Open Wallet Foundation's principles. This ambitious endeavor promises to redefine the landscape of mobile wallets, emphasizing security, extensibility, and a seamless user experience for G2P payments and beyond.